HOW MUCH YOU PAY
SEE YOUR ESTIMATED PAYMENT
EXAMPLES AT 4.49% APR:
$25,000 for 60 months
$25,000 for 72 months
$35,000 for 60 months
$35,000 for 72 months
$50,000 for 60 months
$50,000 for 72 months
465.96/mo
$396.74/mo
$652.35/mo
$555.43/mo
$931.92/mo
$793.47/mo
Want your exact number?
GET A QUICK PRE-APPROVAL >
—no obligation.
HOW TO GET THE
LOWEST AUTO LOAN RATES
Apply in minutes
Start online to lock your spot in the queue.
Share a few docs
Driver’s license, proof of insurance, pay stub or income verification, purchase agreement (or payoff if refinancing).
Pick your term
Choose 60 or 72 months based on budget and total interest goals.
Turn on autopay
Save more with automatic payments from a Compass CU account.
Drive happy
We’ll send the check directly to the dealer or lienholder.
4.49% APR* AUTO LOAN
NEW, USED, OR REFINANCE
60 VS. 72 MONTHS
WHICH TERM IS BETTER?
60 MONTHS:
Higher monthly payment, less total interest.
72 MONTHS:
Lower monthly payment, more total interest.
If you plan to keep the car for years and want breathing room in your budget, 72 months can make sense. If you want to pay it off faster and save on interest, go 60.
FREQUENTLY ASKED QUESTIONS
GET THE PERKS
MEMBER BENEFITS THAT ADD UP
Free Compass CU checking
Early direct deposit
Nationwide ATM access
Online and mobile banking
Friendly Palm Beach County support
Not a member yet?
You can JOIN & APPLY > in the same online application.
BE PREPARED
WHAT YOU'LL NEED
Government-issued ID
Proof of income
Insurance information
Purchase agreement (or payoff statement if refinancing)
Vehicle details (VIN, mileage, year, make, model)
* APR = Annual Percentage Rate. “As low as” rate of 4.49% APR available to well-qualified borrowers on select terms. Actual rate and term based on creditworthiness, model year, mileage, loan-to-value, and member relationship (including autopay). Payment examples shown are estimates and not offers to lend. All loans subject to approval. Membership required. Rates, terms, and conditions subject to change without notice.